About Wiicar
Who We Are
At Wiicar, we believe that everyone deserves access to reliable transportation and the opportunities it unlocks.
The United States is a land of boundless opportunities for financial growth and a better life. However, to unlock everything this country offers, access to a vehicle is crucial. Unfortunately, traditional financial institutions often overlook consumers with no credit history or thin credit profiles. That’s where Wiicar comes in.
Founded in 2023 by a team of seasoned financial executives, Wiicar was born out of personal experiences with the challenges of establishing credit in the U.S. Despite having stable income, employment, strong character, and proven credit histories in their home countries, our founders faced nearly insurmountable obstacles due to the lack of a U.S. credit history.
When they finally secured credit, it came with expensive and restrictive conditions, complex processes, and unsatisfactory customer service. Recognizing the need for change, Wiicar was established to provide a better solution.
Our mission is simple: expand access to financing for consumers with thin or no credit history, while offering friendly and convenient customer service. As a sales finance company, Wiicar specializes in purchasing and servicing contracts from franchised and independent auto dealers.
We go beyond traditional credit scores, focusing on each borrower’s complete financial profile to provide fair and affordable financing.
At Wiicar, we’re committed to helping consumers unlock the opportunities that mobility and freedom bring, while helping our dealer partners solidify and expand their business. Join us on the journey to a better financial future.
Frequently Asked Questions (FAQs)
Why Dealers Work With Us
We know your business depends on closing deals and getting more customers through your doors.
That’s why Wiicar offers financing solutions that help you reach a broader customer base.